Payment FAQs

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Credit Cards | Debit Cards | eWallets | Netbanking | Money Transfers

 

Credit Cards

Can I pay for Indireads books by credit card?

Yes, you can pay for Indireads books using your credit card. There are several options available to you to pay through your credit card, including

  1. 2Checkout: Choose 2Checkout as your payment method at checkout. You will be taken to the 2Checkout site where you can enter your credit card information to complete the secure transaction. Once the transaction is completed, you will be brought back to the Indireads site. The transaction will show up on your credit card statement as ‘Internet Books’
  2. Paypal: Choose Paypal as your preferred payment method at checkout. You will be taken to the Paypal site where you will be provided the option of either entering your credit card information or paying through your Paypal eWallet account. Please use the credit card option and provide the required credit card information to complete the secure transaction. Once the transaction is completed you will be brought back to the Indireads site. The transaction will show up on your credit card statement as ‘PAYPAL INDIREADSIN’.
  3. eWallet Option: You can also choose to pay with your credit card by first transferring funds to your preferred eWallet vendor (Paypal, Moneybookers/Skrill or Payza/Alertpay). You will need to have or open an eWallet account with any one of these eWallet providers. Please see the eWallet section to get more details

What kind of credit cards does Indireads accept?

Indireads accepts credit card payments through the payment gateways identified above (2Checkout and Paypal), and the type of cards accepted depends upon the payment gateway chosen. With 2Checkout, you can pay using your Visa, Mastercard, AMEX (American Express), Diners Club, Discover or JCB branded credit card, while with Paypal accepts credit card payments from cards in the Visa, Mastercard, AMEX or Discover network.

My credit card is issued by a local bank. Can I use that to pay for Indireads books?

Yes – you can use any credit card, as long as it is affiliated with any one of the accepted networks (Visa, Mastercard, AMEX (American Express), Diners Club, Discover or JCB), irrespective of the bank that has issued the card.

Can I use my credit card if it is not enabled for foreign-currency transactions?

Yes – you can use the credit card to buy Indireads books. Your local bank will translate the book price into local currency, and charge your card in the local currency equivalent.

I want to pay in my local currency. Can I do that?

No. While your bank will convert the amount to your local currency, all transactions are in USD.
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Debit Cards

Can I pay for Indireads books by debit cards?

Yes, you can pay for Indireads books using your debit card. In general, the debit card will work if it is part of an international network, i.e. it carries either the Mastercard or the Visa logo. The payment options listed under the Credit Card section apply here as well.

My debit card is issued by a local bank. Can I use that to pay for Indireads books?

You can use any debit card, as long as it affiliated with any one of the accepted networks (Visa, Mastercard) irrespective of the bank that has issued the card.

Can I use my debit card if it is not enabled for foreign-currency transactions?

You can use the debit card to buy Indireads books, even if it is not enabled for foreign currency transactions. Your local bank will translate the book price into local currency, and charge your card in the local currency equivalent.
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eWallets/Digital Wallets:

Can I pay for Indireads books through an eWallet or digital wallet?

Yes, you can pay for Indireads books using an eWallet or a digital wallet solution/service (sometimes also referred to as an online payment platform). Indireads supports three different options

  • Paypal
  • Moneybookers/Skrill
  • Payza (previously AlertPay)

What is an eWallet or digital wallet and how does it work?

In general, the three eWallet companies or service providers that Indireads works with have similar sets of services for individuals or consumers. An individual signs up for an online account with a service, and is then able to deposit money into their account either via a bank-transfer (net-banking), through a cheque (in certain countries) or through a credit/debit card transaction. Once funds are available within the account, these funds can be used for online transactions. The user has complete control over their funds through password protection, and has to verify the transaction by providing password authentication before any funds leave the account and are transferred to an online merchant like Indireads.

How do I pay for Indireads books using an eWallet?

The method you choose to pay depends on the eWallet (sometimes also referred to as an online payment platform) to make your payment. On the checkout page, you will be shown various options to pay. Please choose your preferred eWallet provider (Paypal, Moneybooker or Payza). Please note that 2Checkout does not have an eWallet solution and is purely an online payment processor (to be used when making payment through a credit/debit card).

How do I pay for Indireads books using Paypal’s eWallet?

To use Paypal’s eWallet to buy Indireads books, please choose Paypal as the payment option at the checkout page. You will be directed to the Paypal site for you to complete the transaction, where you will again have two options—to pay with your Paypal account or to pay without an online account (i.e. pay with a credit or debit card). This section deals with advice on how to pay with your Paypal account; for help on how to pay with your credit or debit card on Paypal, please refer to the corresponding section above for guidance.

To pay with your Paypal account, please log into your Paypal account with your username and password. You will see your available balance, and will then be able to authorize your payment. If you do not have enough funds in your account, you will also see the option of paying through a credit or debit card that you may have linked to the account. Once the payment is authorized, (from existing funds with your account or a credit/debit card transaction) you will be redirected back to the Indireads site for you to complete your purchase.

How do I pay for Indireads books using my Moneybookers/Skrill account?

To use Moneybookers to buy Indireads books, please choose Moneybookers as the payment option on the checkout page. You will be shown a confirmation page, with a sign-up box to sign up for Moneybookers, or to sign-in with your Moneybookers account.

To pay with your Moneybookers account, please log into your Moneybookers account with your username and password. You will see your available balance, and will then be able to authorize your payment. If you have enough funds in your account, you will be able to authorize the payment and complete the transaction. Please see instructions below if you do not have sufficient funds in your Moneybookers account to complete the transaction.

Once the transaction has been authorized and completed, you will then be redirected back to the Indireads site for you to complete your purchase.

How do I pay for Indireads books using my Payza/Alertpay account?

To use Payza to buy Indireads books, please choose Payza as the payment option on the checkout page. You will be directed to the Payza site for you to complete the transaction. Please log into your Payza account with your username and password. You will see your available balance, and will then be able to authorize your payment. If you have enough funds in your account, you will be able to authorize the payment and complete the transaction. Please see instructions below if you do not have sufficient funds in your Moneybookers account to complete the transaction.

Once the transaction has been authorized and completed, you will then be redirected back to the Indireads site for you to complete your purchase.

What do I do if I don’t have enough funds in my Moneybookers account, and want to make a purchase?

If you don’t have enough funds in your Moneybookers account, you will first need to upload additional funds into your Moneybookers account. You can do so by transferring money from a bank account (net-banking or internet-banking) or through a credit card or debit card transaction. This will upload additional funds into your Moneybookers account, and you will then be able to proceed with the transaction to buy the Indireads books. For more information please refer to the Moneybookers FAQ.

What do I do if I don’t have enough funds in my Payza account, and want to make a purchase?

If you don’t have enough funds in your Payza account, you will first need to upload additional funds into the account. You can do so by transferring money from a bank account (net-banking or internet-banking), a certified check or through a credit card or debit card transaction. This will upload additional funds into your Payza account, and you will then be able to proceed with the transaction to buy the desired Indireads books. Please note that Payza does not accept Mastercard credit cards. For more information please refer to the Payza FAQ.

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Net Banking and Money Transfers

Can I pay for Indireads books through net-banking or money transfers?

Only if you use the eWallet option. To do so, you will need to first upload funds into any of your eWallet accounts (Paypal, Payza or Moneybookers), and then use the funds in your eWallet to buy. For details on how to buy using your eWallet, please see the relevant section below. For details on how to transfer funds into your eWallet account, please refer to the instructions provided by your eWallet provider.